Don`t be sucked into prolonged conversations using the people whose job it`s to gather that company`s money! They will try to get you to have kind of payment arrangement, and may even be very rude, despite how nice you try and be. Don`t worry, automobile create any payment arrangements should you be in class or enrolling into school, consider getting the information you necessary, and politely end the conversation. Because you`re re-enrolling in college, you can use deferment to host your loans from exploding as long as yourrrre still in class. If you are away from school, and have started a repayment schedule, it is possible to ask for a forbearance to give you some time before you intend to make any more payments. In both of such cases, you will still need to pay back your loans - but that`s why you`re going to school!